Specific to Minnesota, Peterson, Logren, and Kilbury, P.A. present criteria to consider when determining whether a laborer is an employee or an independent contractor. When injured, an independent contractor is not covered under workers’ compensation but rather they can file a claim under their own personal health insurance.
Please see the article from the law firm Peterson, Logren, & Kilbury, regarding COVID claims and the potential impact on your company’s mod. As with everything COVID related there may be other factors involved. Please don’t hesitate to reach out to the law firm with further questions.